Tasha- I have been in the same boat as you too, my DH is terrible with money, I am ok but have had to learn a lot to rein in DH or we would have broken up over it.

One example- my DH had a credit card bill that blew out of all proportion ( I knew about it but he lied to me about how much he owed) he was buying things just for the sake of it. Eventually I went nuts and he ended up selling an apartment he owned in the UK ( it was when we were getting a mortgage so was planning to sell it to add to our deposit) well, every cent of profit he made from that apartment went into paying off his credit card!!!!!( this was an almost 40 yo man by the way)- so all of our deposit for our house came from me! I am getting mad thinking about this, it really nearly made me leave him, I was crying all the time.

After a few more incidents, I had just had a miscarriage and told him I was leaving him if he didn't change. He has really made an effort since, he got rid of his credit card and now deposits $200 of his pay into a savings account, he has never had 'savings' before and is very proud of himself. I am still worried about what will happen if we have a baby and I am dependent on his income but I basically now control our money, we have a joint account that he puts most of his pay into then we have our own seperate accounts too.

I agree with you, cut back more and you'll bump up your savings, if he doesn't have the money, he can't spend it. Let us know what he says.

I hope you don't feel alone in this, there are obviously many people in the same boat as you and it can be dealt with.

Good luck tasha!